Answers, not charts
Budgeting apps show you where last month went. Canopy looks ahead and answers the questions you actually ask: can we afford the holiday, how long would our savings last, and when do we get the keys?
Founding price £49.99 a year or £5.99 a month. Launching spring 2027.
Example answers from Canopy
£1,200 holiday in June? Yes.
Set aside £172 a month from now and rent, bills and your safety floor stay untouched. It moves your deposit date back about 2 months, or not at all if you skip eating out until you go.
Book it, then save £172 a month
Runway: 3.1 months.
If your pay stopped tomorrow, your savings would cover rent, bills and everyday spending until February 2027. Your deposit savings double as your safety net until you buy.
Keep a £6,300 floor; save above it
House deposit by August 2030.
Skip eating out and you get there by June 2029, 14 months sooner.
Each payday: £172 to Holiday, £388 to Deposit
Try it with your numbers
Change any number. Canopy works out the holiday, your runway and your deposit date, then gives you one move to make.
£1,200 holiday in June? Yes.
Set aside £172 a month from now and rent, bills and your safety floor stay untouched. It moves your deposit date back about 2 months, or not at all if you skip eating out until you go.
Book it, then save £172 a month
Runway: 3.1 months.
If your pay stopped tomorrow, your savings would cover rent, bills and everyday spending until February 2027. Your deposit savings double as your safety net until you buy.
Keep a £6,300 floor; save above it
House deposit by August 2030.
Skip eating out and you get there by June 2029, 14 months sooner.
Each payday: £172 to Holiday, £388 to Deposit
A simple illustration dated from today. Canopy works from your real transactions, bills and paydays.
Wisdom, not reports. Actions, not data.
Link your bank read-only, or drop in last year’s spreadsheet.
The holiday, the deposit, the safety net. Canopy puts a date on each one.
One instruction: what to move where, and why it matters.
Canopy Household
£49.99 a year
or £5.99 a month
Founding members keep this price. If our launch price ends up lower, you pay the lower one.
Takes 20 seconds.
Your account opens before the public launch.
Founding members get Canopy first, keep the founding price, and help decide what it does next.
We’ve emailed you a link to confirm your place. It can take a minute, so check spam or promotions if it hides.
Founding members get access in spring 2027, before the public launch.
You pay whichever price is lower.
Through read-only Open Banking run by a regulated provider, so Canopy can read transactions but never move money. Prefer not to connect? Import a spreadsheet instead.
No. Canopy shows your options and what each one does to your plans. It does not recommend financial products or tell you which debts to repay.